Mortgage Rates Go Down and Applications Go Up, Albeit Marginally
On Thursday, May 16, 2024, Freddie Mac released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.02 percent, down from last week...
View Article5 Tips for Selling Homes During the Holidays
Any real estate agent can tell you that selling homes during the holidays can be a challenge. Between inclement weather and an onslaught of holiday gatherings, it can seem like no one is even...
View Article8 Tips for Selling Your Home During the Holidays
It’s no secret that the housing market slows down in the winter. With the holidays, the traveling, and the colder weather, buyers just aren’t as eager as they were earlier in the year — and they might...
View ArticleLiquid Assets vs. Fixed Assets: Understand the Differences
Having assets can help you qualify for a mortgage and maybe even better interest rates. But they have to be the right type of assets. Assets fall into two categories: liquid or fixed. While both types...
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Why your DTI Is Crucial When Getting a Mortgage
Debt-to-Income ratio (DTI) is a crucial factor when applying for a mortgage because it helps lenders determine your ability to manage monthly payments and repay borrowed money. It’s a measure of your...
View ArticleNavigating Mortgage Options for Self-Employed Homebuyers: A REALTOR’S® Guide
Embarking on the journey to homeownership can be an exhilarating yet challenging adventure, particularly for self-employed individuals. According to relevant population data, 10.4% of the workforce...
View Article7 Things to Do to Assess Your Client’s Needs
Understanding your client’s particular needs from the get-go is important. Naturally, some clients may not know what they want until they see it. But, by capturing a client’s requirements upfront, you...
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Winter Warm-Up: Low-Cost Tips for Saving on Heating Costs
Winter has arrived. And although temperatures are expected to be warmer than average in many areas, homeowners are still always looking for ways to keep warm without breaking the bank. In this blog...
View ArticleThe Top 6 Home Staging Tips Every REALTOR® Should Follow
First impressions matter when selling a property, and that’s why setting the stage is crucial. In the current real estate market, home staging can be the secret weapon that sets you apart from the...
View ArticleHome Loans Designed Around Your Life
Mortgage product offering home financing options to self-employed borrowers, those with recent bankruptcies, and people with credit scores as low as 580. Are you worried you’ll never be able to...
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